No, this post isn’t exactly about books. But, making room in a budget is somewhat crucial to the process for most of us. So, I have been experimenting.
For one thing, I have been using the heck out of my library cards. And being able to get a card for the Houston Public Library (which any Texas resident can get for free) gave me access to a rather large digital catalog. Plus, checking out library books at midnight while wearing no pants has always been a dream of mine.
I’ve also found a way to rack up $5.00 Amazon giftcards pretty quickly with Bing Rewards. Pro-tip: hold off redeeming until you have Gold Status. I’ve made about $30 in the past 5 months, and frankly I am kind of lazy with it.
Another way I’ve managed is by saving or making money on the things I have to do anyway, most notably grocery shopping. There are so many options out there.
Here are the apps I use:
This seems to be the most successful app for people. You unlock offers by performing small tasks, then when you shop at specified stores you scan the items you purchased and then take a picture of your receipt to upload. When they have verified the items they credit your account. When you have reached at least $10.00 in rebates, you can cash out for things like Amazon gift cards. What sets this program apart from the others is the $2.00 referral bonus you can get when someone signs up with your code and redeems their first rebate (full disclosure that link up there puts me as your referrer, but you can just ask a family member or friend for their referral link if you really wanted), and the team activities. Basically your team is made up of everyone who signed up with your referral code, and all your Facebook friends. And each month there are team activity bonuses that make you extra money. The easiest way to do this is to have a lot of friends who are active using Ibotta, and there are a ton of people out there who are thrilled to be Facebook friends with someone else who is active. Check for Ibotta Facebook groups and the like for people to friend request. Pro-tip: If they are only Ibotta friends, make a Facebook list for Ibotta friends, and then add these people to your Ibotta List, Restricted, and then unfollow them. It keeps your Facebook account uncluttered.
Checkout51 is similar to Ibotta, except there are no referral bonuses or teams, and they don’t have as many items, but they do usually have produce and they don’t require specific stores.
Snap is Groupon’s version of the previous two apps. It has small selections, and the rebates don’t just expire, they can be used up, so you need to be fast. But it frequently duplicates Checkout51’s items, and there is not specific store requirement. There is also a referral bonus, but it is only $1.00. (Full disclosure-that link is for my referral code)
This app you just scan receipts, basically any receipt though it works better with shorter ones. Earning are much slower to accrue, but it does make a handy space to keep copies of your receipts. And, you can cash out for an Amazon gift card.
Wal-Mart Savings Catcher
This app only works if you shop at Wal-Mart. basically, instead of you bringing in adds for them to price match, you scan your receipt and then they check for you and credit your account. Results are kind of mixed with this, but if you are shopping at Wal-mart, there is absolutely no reason not to do this. Plus the app lets you look at prices for things, so it is handy when you are shopping at other stores.
And the really nice thing, is you can use the same receipt for all of these programs. Of course this only works if you are only using them for things you would have bought anyway, OR if you get them ridiculously cheap, or free, or even make money on them. And this is edging into extreme couponing territory, but there are plenty of places besides the circulars and Sunday newspaper where you can get coupons.
Krazy Coupon Lady
And check your local stores, because some of them have coupons to print or other offers. I frequently shop at HEB which has an email you can sign up for that sends you great coupons like for produce and meats, and they have manufacturer’s coupons you can print. HEB also has in store coupons that are frequently amazing, but since it isn’t a national store I didn’t want to spend too much time on it.
So this is just what I do. Anyone else out there doing anything different? Do you have any suggestions?